When you belong with Spectrum Credit Union, your car won’t cost you more than it should.
We offer some of the lowest interest rates and flexible loan terms available, and we work with you to find the right loan package to fit your lifestyle.
Special offer through January 31:
90-day deferred payment1
Take advantage of ultra-flexible terms available up to 84 months – and be payment-free for the first 90 days when you apply by January 31.
Applying is quick and easy
Our online pre-approval process allows you to get your personalized rate with no impact to your credit score, so you’ll know what fits your budget before you shop.
Key loan features:
- Friendly, personalized service
- Apply online in minutes
- Flexible terms available up to 84 months2
- Loan pre-approval, so your financing is good to go before you buy2
With financing in hand from the Credit Union you know and trust, you can simply focus on finding the right car at the right price.
If you already have an auto loan with another lender, we can help you save! Refinance with us to make your money go further.
More information
For any other questions, give us a call at 800-782-8782. For those outside the U.S., please call 510-251-6000.
1 At closing, you have the option to select up to 90 days of deferred loan payments on your new or used auto loan. The actual number of days will depend on the terms of the loan. Interest will accrue on your auto loan beginning on the date the loan is funded and the first payment will be applied to interest accrued from the date the loan is funded to the first payment date and then to principal due.
2 Depends on amount financed, transaction type, collateral details, and credit history.
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Why join Spectrum Credit Union? Learn more.
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