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Whether you need quick answers or detailed support, our team is here to help. Reach out in the way that works best for you.

Phone Icon Phone

Available 24 hours a day, 7 days a week.

Within the U.S.: 800-782-8782

Outside the U.S.: 510-251-6000

 Video Banking

Connect with a representative within 15 minutes, based on availability.

Click here to schedule a video call that fits your schedule.

Email Icon Secure Email

Use Digital Banking to send messages and attachments via Secure Email.

To Access Secure Email:

  • Online Banking:
    • Sign in to your account
    • Click Secure Email
  • Mobile App:
    • Tap the menu
    • Select Secure Email

Branches Icon Branches

Members can access their account(s) at any Spectrum Credit Union or Chevron Federal Credit Union branch.

Click here for branch locations and hours.

Online Icon Online

Use the Contact Us form below for general questions. Do not include sensitive information like account, debit card, or Social Security numbers.

Mail Icon Mail

Mailing Address:
Spectrum Credit Union
P.O. Box 4107
Concord, CA 94524

Shipping Address:
Spectrum Credit Union
2300 Clayton Road, Suite 700
Concord, CA 94520

Fax Icon Fax

Secure Fax: 415-522-5160

 Home Loan Help Desk

New mortgage inquiries: 888-750-4124

Outside the U.S.: 510-251-6010

Home Loan Servicing
Assistance with existing mortgages: 866-894-8186

  • Payments
  • Auto-Draft Payments
  • Mortgage Payoffs
  • Escrow

Outside the U.S.: 510-251-6015

 Debit Cards

To report a lost or stolen ATM/Debit card: 800-472-3272

Outside the U.S.: 614-564-3075

To activate/assign a PIN to a new ATM/Debit card or to change an existing PIN: 800-992-3808

Outside the U.S.: 614-564-3074

 Credit Cards

To report a lost or stolen credit card: 866-633-9958

Outside the U.S.: 701-461-1878

 

To report a lost or stolen VISA HELOC credit card: 800-234-5354

Video Banking Appointments Now Available

Schedule an appointment to meet with a team member over video from your computer or mobile device. Experience the same caring, personalized service from wherever it works best for you.

Learn More

Contact Us

Please complete the form below and a member service representative will get back to you within 1-2 business days. Please do not include sensitive information like account, debit card, or Social Security numbers.

Download the Spectrum Credit Union Mobile App

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Check balances

View and monitor your accounts in one place.

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Transfer funds

Transfer money between accounts seamlessly.

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Deposit checks

Skip the trip, and deposit checks from home.

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Find nearby ATMs

Find local ATMs and branches, from anywhere.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.