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Join us for the 2025 Annual Meeting

Members are invited to attend the Annual Meeting via webcast or in person at 3 p.m. PT on Thursday, April 24.

Register Today
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Thinking about buying a home?

Ask us anything about the process! Our mortgage experts can help you prepare.

Contact Us
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Consolidate and Celebrate!

A Personal Loan could save you thousands in interest compared to credit cards.

Learn More
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Personalized Service at the touch of a button

Talk to a team member face-to-face from wherever you are

Schedule Video Appointment
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Convenience at Your Fingertips

Did you know there are 5,600 Shared Branches and 85,000+ ATMs around the country?

Find a Branch or ATM Nearby
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Calling all high school seniors!

Applications for $1,000 David P. Smay Scholarship are being accepted through April 30.

Learn More
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Will Mortgage Rates Drop This Year?

An Adjustable Rate Mortgage could be your answer to this uncertainty.

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Meet members who belong with us

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LaShawn C.

“As a member, I get my pay a bit earlier, and I have easy access to the branch. With Spectrum, I also have access to free notaries, car loans, personal loans, everything! I can also walk into my branch, and everyone knows me by name and often asks how my family is doing. We check in on each other.”

Become a Member

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Chevron Federal Credit Union and Spectrum Credit Union members can access their accounts at any Chevron Federal Credit Union or Spectrum Credit Union branch, 5,600+ CO-OP Shared Branches, and 85,000+ surcharge-free ATMs.

*APY = Annual Percentage Yield. APR = Annual Percentage Rate. Annual Percentage Rates shown are "as low as.” All rates are subject to change without notice. Money Market Savings and Share Certificate APY have deposit balance requirements to earn highest rate available.

Download the Spectrum Credit Union Mobile App

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Check balances

View and monitor your accounts in one place.

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Transfer funds

Transfer money between accounts seamlessly.

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Deposit checks

Skip the trip, and deposit checks from home.

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Find nearby ATMs

Find local ATMs and branches, from anywhere.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.