As a member of Spectrum Credit Union, you get high-quality, affordable, customized financial services. You know that you’re part of a community and that your money is protected. These are commitments we make as your trusted credit union.
But we don’t stop there. What’s life without a little fun? What’s credit union membership without some extra perks?
Visit https://taxservices.lovemycreditunion.org for offer details and disclaimers.
From soup to nuts, we have webinars on a wide range of topics to help with your financial endeavors.
Auto, home, and personal lines
What matters to you is important to us. That’s why we partner with Liberty Mutual Insurance to protect your belongings and assets.
Liberty Mutual Insurance was ranked 75th on the 2019 Fortune 100 and rated “A” (Excellent) for financial strength. Offering high-quality insurance products at competitive rates, Liberty Mutual Insurance is a great fit for your insurance needs.
Our members are eligible for discounts on auto, home, and personal lines insurance policies with Liberty Mutual Insurance. Save 12% or more when you purchase online.1
For a free quote over the phone, call 800-225-8281 or visit Liberty Mutual Insurance.
Do everything you can to take care of the ones you love.
Consider financial protection with TruStage before the unexpected happens.
If your life takes an unexpected turn, your family’s finances can be strained. But with TruStage, your loan payments or balance may be canceled, up to the contract maximums, in case of involuntary unemployment, disability, or death. It’s just one more way you can look out for the people you love.2
Guaranteed Asset Protection (GAP)
Spectrum Credit Union and Allied Solutions provide our members the opportunity to protect their vehicle purchase with Guaranteed Asset Protection Advantage, or GAP Advantage. In most cases, vehicle
values depreciate as soon as they are driven off the lot. That means within a short period of time, the market value of your vehicle may be lower than what you owe on your auto loan. In the event of an incident resulting in total loss or unrecovered
theft of your vehicle, most insurance companies will only pay the Actual Cash Value (ACV). This could leave you with a significant balance of the remaining auto loan balance.
For example, if your loan balance is $15,000 but your insurance company will only pay $13,000 for a total loss, GAP will pay the $2,000 difference.
As part of this voluntary, non-insurance plan with Allied Solutions, Spectrum Credit Union members may be eligible for a $1,000 finance credit toward the purchase of a new vehicle following a GAP Advantage covered event.
Accidental Death and Dismemberment
Members are eligible for Accidental Death and Dismemberment coverage free of charge, provided by Federal Insurance Company, a Chubb company.
This means that if you have a fatal accident, your beneficiary will receive a set cash benefit. Annual coverage up to $2,000 at no cost (members must opt in), and additional limits of up to $300,000 are available at discounted rates.
Members will receive a letter once per year with instructions for how to enroll.
Get Away Today — to make affordable vacation options available to you.
Get Away Today has helped create amazing travel experiences for thousands of people since 1990. A one-stop shop when it comes to vacations, the Get Away Today Customer Guarantee ensures you are getting a great deal on popular vacation destinations like Mexico, Barbados, and more.
In addition to Disneyland vacation packages, Get Away Today offers an array of travel packages with unparalleled customer service. Their expert team provides personal, first-hand advice for creating your dream vacation. They even check in with you after your vacation ends to see how everything went.
Learn how the trusted travel experts at Get Away Today can get you to Southern California landmarks such as Universal Studios Hollywood, SeaWorld San Diego, Legoland, San Diego Zoo, or San Diego Zoo Safari Park.
Plus — with their Layaway Plan options, you can book your vacation for as low as $175 down, and make flexible, interest-free payments.
When you book a vacation package with Get Away Today and mention Spectrum Credit Union, a portion of the package is donated to the Children’s Miracle Network. Not only do you save on your trip, but you help children in need as well.
We’re proud to partner with Get Away Today to make your vacation dreams a reality. Learn more at www.getawaytoday.com. You can also speak directly
to a travel expert at 855-GET-AWAY.
2 Your purchase of TruStage is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of TruStage. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
3 Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1- 800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.
The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured of like kind and quality.
If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.
Why join Spectrum Credit Union? Learn more.
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