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Exciting Changes Coming to Digital Banking November 8


On November 8, we will be upgrading our Online and Mobile Banking services with enhanced security, more personalization options, new features to make moving money easier (including Zelle®!), and, if you are on multiple memberships, the ability to see all of your memberships using just one username and password.

If you are a current Digital Banking user, expect an email on November 2 that will make it easier for you to log in to the new experience.


Stay tuned for more details!


A banking partner that moves with you.

From paying bills online to sending memes to the group text, more and more of our lives are happening digitally. Spectrum Credit Union provides a range of digital banking services that allow you to bank how you want, when you want. 

With a multi-layered security structure, sophisticated encryption tools, and multi-factor authentication, our Online and Mobile Banking platforms are as safe as they get. So you can bank confidently knowing your digital transactions are secure.

Explore our most popular features:

  • eDeposit checks
  • View transactions and balances
  • Pay bills Transfer between accounts
  • Schedule recurring transfers
  • Freeze, set daily limits on, or order replacement ATM/debit cards
  • Manage alerts
  • View your FICO® Score
  • Take advantage of Purchase Rewards
  • Access Money Management and TurboTax® programs
  • Send a Secure Email for assistance

Create your account

Online Banking

  • Go to Online Banking
  • Click Create your online account today!
  • Follow the prompts

Mobile Banking

  • Download our Mobile Banking app, Spectrum Credit Union Mobile*
  • Select “Sign Up”
  • Enter your Member Number and Social Security number
  • Follow the prompts
Need more information about creating your Online Banking account? Visit our New Digital Banking User page to get started.

Quick and safe checkouts with Digital Wallet!


Whether you have an Apple, Samsung, or Android device, do your shopping with your phone and leave your debit card at home.

Securely store your Spectrum Credit Union debit Mastercard® in your phone's digital wallet for quick checkouts when shopping in store or online. It makes purchases easy, convenient, and secure!


Available on:

Apple Pay


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Google Pay


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Samsung Pay


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Mastercard Community Surprises

From the grocery store to online shopping and everything in between, when you make a purchase with your Mastercard now through December 31, 2021, you could be surprised with a $1,000 Mastercard Prepaid® card.*

*For official rules, please visit Mastercard Community Surprises.

* Available on the App Store and Google Play.

Android™, Google Play, and the Google Play logo are trademarks of Google, Inc.

iPad®, iPhone®, Apple Watch®, Apple and the Apple logo are registered trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc., registered in the U.S. and other countries.

Samsung Pay is only compatible with select cards, carriers, and Samsung devices.

FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.


Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.