If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.
Home Loans up to $766,550*
Home Loans up to $766,550*
Oct 25, 2024, 12:43 PM
Title :
Home Loans up to $766,550*
Table Link (External URL) :
https://mymortgage.spectrumcu.org/quote
Table Header 1 :
Term
Table Header 2 :
APR
Table Header 3 :
Rate
Table Header 4 :
Points
Table Header 5 :
Effective Date :
October 23, 2024 01:00 PM
Join Today :
https://www.spectrumcu.org/become-a-member/join-now/
Table Type :
Mortgage Loans
Table Link :
Home Loans Over $766,550*
Home Loans Over $766,550*
Oct 25, 2024, 12:42 PM
Title :
Home Loans Over $766,550*
Table Link (External URL) :
https://mymortgage.spectrumcu.org/quote
Table Header 1 :
Term
Table Header 2 :
APR
Table Header 3 :
Rate
Table Header 4 :
Points
Table Header 5 :
Effective Date :
October 23, 2024 01:00 PM
Join Today :
https://www.spectrumcu.org/become-a-member/join-now/
Table Type :
Mortgage Loans
Table Link :
We're here for you every step of the way.
From first time homebuyers to experienced owners, we have a mortgage solution to fit your needs.
Please Note: Credit bureaus are allowed to make your contact information and credit score available to other mortgage providers. If you wish to opt-out of receiving pre-screened offers, call 888-5-OPTOUT (888-567-8688) or visit optoutprescreen.com.
Review our Privacy Notice for when we may share your information.
* “Conforming” loan amounts are less than or equal to $766,550; $1,149,825 in AK and HI. “Jumbo” loan amounts are greater than $766,550; $1,149,825in AK and HI.
0 point pertains to the "Origination Point Fee" and there may be other loan level pricing adjustment (LLPA) costs that still apply. These can be affected by the applicant's loan-to-value, credit score, cash-out, occupancy status, and other factors.
Annual Percentage Rates (APR) are calculated based on a loan amount of $420,000 for conforming loans, $900,000 for Jumbo loans. The amortization term for Adjustable Rate Mortgage (ARM) programs is 15 or 30 years.
Rates shown are for a credit score of 660 or better, purchase, one unit, owner-occupied property on a 45 day lock, based on a 60% or less loan to value ratio. Your rate may be different.
If down payment is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR.
For adjustable-rate mortgages (ARMs), rates are subject to increase after consummation.
For the 7/6 months and 5/6 months ARM programs the interest rate is fixed for the initial 7 or 5 years. After the initial fixed period, the rate will adjust every six months for the remaining term. Other amortization terms available.
Not all borrowers will qualify for all rates. Rates and terms are subject to change without notice. Limited to owner-occupied, one-to-four family units. Other restrictions on property may apply. Property insurance required. Flood insurance may be required.
Rates subject to change daily. Rates are not guaranteed until locked. Click here for the interest rate cap table.
Find a Branch