Spectrum Credit Union offers great rates and flexible terms for your vehicle refinancing needs.
To sweeten the deal, we consider “new” what most lenders would consider “used.” If your vehicle model year is the current year or within the previous two years and the mileage does not exceed 30,000, we consider it new. That means more of our members qualify for our best available rate.
If your vehicle model year is within the last 3 – 9 years with a mileage between 30,000 – 125,000 miles, we consider it used. We also have a program for older autos, so no matter the age of your vehicle, you can rest easy knowing you’re getting some of the best rates available.
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