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With competitive rates and flexible terms, our loan packages are customizable to fit your budget.

When you belong with Spectrum Credit Union, your car doesn’t have to be the only vehicle in your life. We offer financing on RVs, trailers, boats, personal watercraft, and other vehicles too. So whether you're driving across the country or sailing across the bay, we’re here to help make it happen.

Key features:

  • Friendly, personalized service
  • Apply online in minutes
  • Flexible terms of up to 180 months*
  • Loan pre-approval, so your financing is good to go before you buy*

With your financing already settled, you can have more fun shopping and focus on getting the right RV or boat at the right price.

If you already have an RV or boat loan with another lender, we can help you save! Refinance with us to make your money go further.

More information

For any other questions, give us a call at 800-782-8782. For those outside the U.S., please call 510-251-6000.

* Depends on amount financed, age of vehicle, mileage, and member’s credit history.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.