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A banking partner that moves with you.

From paying bills online to sending memes to the group text, more and more of our lives are happening digitally. Spectrum Credit Union provides a range of digital banking services that allow you to bank how you want, when you want. 

With a multi-layered security structure, sophisticated encryption tools, and multi-factor authentication, our Online and Mobile Banking platforms are as safe as they get. So you can bank confidently knowing your digital transactions are secure.

Explore our most popular features:

  • eDeposit checks
  • View transactions and balances
  • Pay bills
  • Transfer between accounts
  • Schedule recurring transfers
  • Freeze, set daily limits on, or order replacement ATM/debit cards
  • Manage alerts
  • View your FICO® Score
  • Take advantage of Purchase Rewards
  • Access MX Money Management personal finance program
  • Send a Secure Email for assistance

Set up your User ID and password

Online Banking

  • Click on the Log In button in the top right corner of our webpages
  • On the Login/Enroll page, click the Enroll Now link
  • Complete the information requested

Mobile Banking

  • Download the app 
  • On the Login/Enroll screen, tap on Enroll Now
  • Complete the information requested
Need more information about creating your Online Banking account? Visit our Digital Banking Launch page to get started.

Quick and safe checkouts with Digital Wallet!


Whether you have an Apple or Android device, do your shopping with your phone and leave your debit card at home.

Securely store your Spectrum Credit Union debit Mastercard® in your phone's digital wallet for quick checkouts when shopping in store or online. It makes purchases easy, convenient, and secure!


Available on:

Apple Pay


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Google Pay



* Available on the App Store and Google Play.

Android™, Google Play, and the Google Play logo are trademarks of Google, Inc.

iPad®, iPhone®, Apple Watch®, Apple and the Apple logo are registered trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc., registered in the U.S. and other countries.

Samsung Pay is only compatible with select cards, carriers, and Samsung devices.

FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.


Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.