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As a member of Spectrum Credit Union, you get high-quality, affordable, customized financial services. You know that you’re part of a community and that your money is protected. These are commitments we make as your trusted credit union.

But we don’t stop there. What’s life without a little fun? What’s credit union membership without some extra perks?

Save on TurboTax® and H&R Block® This Tax Season

Get the tax help you need and special member savings with TurboTax® and H&R Block®.
  • TurboTax - File with the #1 best-selling tax software, to help you get your taxes done right, and get your maximum refund, guaranteed. PLUS, as a credit union member you can save up to $15 when you file with TurboTax. Get started with TurboTax today!
  • H&R Block – Whether you want to meet with a tax pro in-office, via drop off, or send your documents virtually, let the tax pros do the rest. H&R Block will always get your biggest possible refund, guaranteed. PLUS, as a credit union member first-time filers receive $25 off their expert tax prep, and returning customers get the Tax Identity Shield® add-on. Get your H&R Block coupon now and save!

Member Exclusive Webinars

From soup to nuts, we have webinars on a wide range of topics to help with your financial endeavors.

To learn more and register, click here.

Financial counseling with BALANCE

As a Spectrum Credit Union member, you get access to free financial guidance and tools from BALANCE, our financial education partner.

Click here to learn more.

Estate Planning and Living Trusts

Protect Your Assets and Preserve Your Peace of Mind

It’s impossible to know what the future may hold. But no matter what may happen, you want your wishes (and your loved ones), to be protected. 

If you have been meaning to set up an estate plan or living trust but didn’t know who to turn to – we are pleased to introduce members to Affinity Trusts. 

In addition to providing comprehensive estate planning, Affinity Trusts provides complimentary educational seminars and resources to help members understand a wide range of estate planning matters. 

Their experienced staff can assist you in evaluating your needs and recommend an appropriate trust arrangement—and working with Affinity Trusts is more affordable than the average estate planning attorney. 

Please visit Affinity Trusts for more information or to attend an upcoming webinar.

Insurance benefits

Auto, home, and personal lines

What matters to you is important to us. That’s why we partner with Liberty Mutual Insurance to protect your belongings and assets. 

Liberty Mutual Insurance was ranked 75th on the 2019 Fortune 100 and rated “A” (Excellent) for financial strength. Offering high-quality insurance products at competitive rates, Liberty Mutual Insurance is a great fit for your insurance needs. 

Our members are eligible for discounts on auto, home, and personal lines insurance policies with Liberty Mutual Insurance. Save 12% or more when you purchase online.*

For a free quote over the phone, call 800-225-8281 or visit Liberty Mutual Insurance.

Guaranteed Asset Protection (GAP)

When you’re a member of Spectrum Credit Union, you get a 5% discount on Guaranteed Asset Protection through Federal Insurance Company, a Chubb company.

Guaranteed Asset Protection offers protection against financial liability when the amount you owe exceeds the market value of your car. For example, if your loan/lease balance is $15,000 but your insurance company will only pay $13,000 for a total loss, GAP will pay the $2,000 difference. It’s easy to enroll, and there’s no cash down; the cost can even be included in your monthly payments.

Accidental Death and Dismemberment

Members are eligible for Accidental Death and Dismemberment coverage free of charge, provided by Federal Insurance Company, a Chubb company.

This means that if you have a fatal accident, your beneficiary will receive a set cash benefit. Annual coverage up to $2,000 at no cost (members must opt in), and additional limits of up to $300,000 are available at discounted rates.

Members will receive a letter once per year with instructions for how to enroll.

HomeAdvantage® Program

We’ve got your back when it comes to buying or selling your home. When you belong with Spectrum Credit Union, you get complimentary access to the HomeAdvantage® Program, which connects you to a network of experienced and trusted real estate agents, exclusive resources, and cash rewards.

Click here to learn more.


Get Away Today — to make affordable vacation options available to you.

Get Away Today has helped create amazing travel experiences for thousands of people since 1990. A one-stop shop when it comes to vacations, the Get Away Today Customer Guarantee ensures you are getting a great deal on popular vacation destinations like Mexico, Barbados, and more. 

In addition to Disneyland vacation packages, Get Away Today offers an array of travel packages with unparalleled customer service. Their expert team provides personal, first-hand advice for creating your dream vacation. They even check in with you after your vacation ends to see how everything went. 

Learn how the trusted travel experts at Get Away Today can get you to Southern California landmarks such as Universal Studios Hollywood, SeaWorld San Diego, Legoland, San Diego Zoo, or San Diego Zoo Safari Park.

Plus — with their Layaway Plan options, you can book your vacation for as low as $175 down, and make flexible, interest-free payments. 

When you book a vacation package with Get Away Today and mention Spectrum Credit Union, a portion of the package is donated to the Children’s Miracle Network. Not only do you save on your trip, but you help children in need as well.

We’re proud to partner with Get Away Today to make your vacation dreams a reality. Learn more at You can also speak directly to a travel expert at 855-GET-AWAY.

Discount opportunities are provided as a member benefit. Spectrum Credit Union does not endorse any third-party vendor and will not be responsible for fulfillment of any discount.

* Discount applies to 12% on average off auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments, Personal Injury Protection, Collision and Comprehensive coverages, as applicable by state.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.