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Share Certificate Rates
Oct 25, 2024, 12:41 PM
Title :
Share Certificate Rates
Table Link (External URL) :
https://onlinebanking.spectrumcu.org/
Table Header 1 :
Minimum Deposit
Table Header 2 :
Term (Months)
Table Header 3 :
APY<sup><a href="#1">1</a></sup>
Table Header 4 :
Dividend Rate<sup><a href="#2">2</a></sup>
Table Header 5 :
Effective Date :
Aug 21, 2024
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https://www.spectrumcu.org/become-a-member/join-now/
Table Type :
Share Certificates
Table Link :
The annual percentage yield, the annual percentage yield earned, and the dividend rates are rounded to the nearest one-hundredth of one percentage point (.01%) and expressed to two decimal places. Examples of this rounding are an annual percentage yield calculated to be 4.404%, rounded down and shown as 4.40%; 4.405% would be rounded up and disclosed as 4.41%.
IRA/Roth Share Certificates are not offered for terms of less than six months.
1 APY = Annual Percentage Yield. All certificates are subject to an early withdrawal penalty. Fees may reduce earnings. Rate subject to change without notice.
2 Fees may reduce earnings. All certificates are subject to an early withdrawal penalty. Dividends will be compounded daily and will be credited to your account monthly.
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