If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.
Home Equity Loan
Oct 25, 2024, 12:41 PM
Title :
Home Equity Loan
Table Link (External URL) :
https://mymortgage.spectrumcu.org/quote/simple_quote
Table Header 1 :
Term
Table Header 2 :
APR as low as<sup><a href="#1">1</a></sup>
Table Header 3 :
Rate as low as
Table Header 4 :
Points
Table Header 5 :
Est. Payment per $1000
Effective Date :
September 16, 2024 01:00 PM
Join Today :
https://www.spectrumcu.org/become-a-member/join-now/
Table Type :
Home Equity Loan
Table Link :
Home Equity Line of Credit Rates
Home Equity Line of Credit
Oct 25, 2024, 12:41 PM
Title :
Home Equity Line of Credit
Table Link (External URL) :
https://mymortgage.spectrumcu.org/quote/simple_quote
Table Header 1 :
Loan-To-Value
Table Header 2 :
APR as low as<sup><a href="#2">2</a></sup>
Table Header 3 :
Index
Table Header 4 :
Loan Amounts up to<sup><a href="#3">3</a></sup>
Table Header 5 :
Effective Date :
September 16, 2024 01:00 PM
Join Today :
https://www.spectrumcu.org/become-a-member/join-now/
Table Type :
HELOC
Table Link :
Please Note: Credit bureaus are allowed to make your contact information and credit score available to other mortgage providers. If you wish to opt-out of receiving pre-screened offers, call 888-5-OPTOUT (888-567-8688) or visit optoutprescreen.com.
Review our Privacy Notice for when we may share your information.
Rates shown are for a credit score of 660 or better. Your rate may be different. Rates are subject to change without notice.
1 Annual Percentage Rate (APR) is calculated based of a loan amount of $50,000 for Home Equity loans. For Home Equity Loans, rate is fixed for the term of the loan. Actual rate is based on the loan-to-value and the borrower's credit score at the time of origination. Home Equity Loans in TX available up to 80% LTV Maximum.
2 Rate shown is based on a Combined Loan-to-Value (CLTV) of 80% or less. Rate will increase based on a CLTV greater than 80%. For Home Equity Lines of Credit the rate is variable and based on the Prime Rate as published in the "Money Rates" section of the Wall Street Journal, plus a margin. The margin is based on loan-to-value and borrower(s) credit score at time of origination. The maximum annual percentage rate in a variable rate plan is 18%.
3 Credit limit based on your creditworthiness. Please contact the Credit Union for the minimum and maximum loan amounts for the various Combined Loan-to-Values (CLTVs).
* Taxes and insurance not included, your actual payment obligation may be higher.
No fees are imposed for opening a Home Equity Line of Credit. If the account is closed within three years of opening, early closure fees
will be added to the Account Balance in the amount of $500 for credit lines up to $100,000 and $700 for credit lines above $100,000. Early closure fees are not assessed where prohibited by state law or when the account is closed as part of a Chevron
Federal Credit Union refinance.
Property insurance is required. Flood insurance may be required. Rates, APR, terms and conditions are subject to change without notice.
Find a Branch