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Checking & Savings Rates
Oct 25, 2024, 12:40 PM
Title :
Checking & Savings Rates
Table Link (External URL) :
https://onlinebanking.spectrumcu.org/
Table Header 1 :
Account Name
Table Header 2 :
APY<sup><a href="#1">1</a></sup>
Table Header 3 :
Minimum Balance
Table Header 4 :
Dividend Rate<sup><a href="#2">2</a></sup>
Table Header 5 :
Effective Date :
May 31, 2023
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https://www.spectrumcu.org/become-a-member/join-now/
Table Type :
Checking and Savings
Table Link :
The annual percentage yield, the annual percentage yield earned, and the dividend rates are rounded to the nearest one-hundredth of one percentage point (.01%) and expressed to two decimal places. Examples of this rounding are an annual percentage yield calculated to be 0.747%, rounded down and shown as 0.74%; 0.747% would be rounded up and disclosed as 0.75%.
1 Dividends will be compounded daily and will be credited to your account every month. Rates are not guaranteed and are subject to change without notice.
2 APY = Annual Percentage Yield. Rates are variable and may change after the account is opened. Fees may reduce earnings.
3 You are required to maintain a minimum balance of $25.00 in your Primary Share Savings account to keep your membership active and maintain other accounts.
4 You must maintain a minimum balance of $25 in your Primary Share Savings account to maintain your accounts. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed dividends.
5 You must maintain a minimum balance of $25 in your Primary Share Savings account to maintain your accounts. This account does not earn dividends.
6 You must maintain a minimum balance of $25 in your Primary Share Savings account to maintain your accounts. Dividend rate applies to balances up to and including $1000.00. Balances of $1,000.01 and above will earn the same dividend rate as our Primary Share Savings account.
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