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Checking & Savings Rates
Rate Effective Date : May 04, 2023
| Minimum Balance | Dividend Rate1 | APY2 | |
|---|---|---|---|
| Primary Share Savings3 | $25 | 0.75% | 0.75% |
| Member Checking4 | $0 | 0.10% | 0.10% |
| HSA Checking4 | $0 | 0.10% | 0.10% |
| New Solutions Checking5 | $0 | 0.00% | 0.00% |
| MySavings Youth6 | $0 | 6.77% | 7.00% |
| Accumulative IRA/ Roth IRA | $0 | 0.75% | 0.75% |
| MarketEdge Money Market / HSA MarketEdge | |||
| up to $2,499.99 | $0 | 0.75% | 0.75% |
| $2,500.00 - $9,999.99 | $2,500 | 3.20% | 3.25% |
| $10,000.00 - $24,999.99 | $10,000 | 3.20% | 3.25% |
| $25,000.00 - $49,999.99 | $25,000 | 3.25% | 3.30% |
| $50,000.00 - $99,999.99 | $50,000 | 3.34% | 3.40% |
| $100,000.00 - $249,999.99 | $100,000 | 3.44% | 3.50% |
| $250,000.00 and above | $250,000 | 3.44% | 3.50% |
Share Certificate Rates
Rate Effective Date : May 24, 2023
| Minimum Deposit | Term (Months) | Dividend Rate7 | APY8 |
|---|---|---|---|
| $500 | 3 | 3.73% | 3.80% |
| 6 | 3.83% | 3.90% | |
| 9 | 3.92% | 4.00% | |
| 12 | 4.31% | 4.40% | |
| 24 | 3.97% | 4.05% | |
| 36 | 3.92% | 4.00% | |
| 48 | 3.78% | 3.85% | |
| 60 | 3.78% | 3.85% | |
| $50,000 | 12 | 4.31% | 4.40% |
| 24 | 3.97% | 4.05% | |
| 36 | 3.92% | 4.00% | |
| 48 | 3.78% | 3.85% | |
| 60 | 3.78% | 3.85% | |
| $100,000 | 12 | 4.35% | 4.45% |
| 24 | 4.02% | 4.10% | |
| 36 | 3.97% | 4.05% | |
| 48 | 3.83% | 3.90% | |
| 60 | 3.83% | 3.90% | |
| $250,000 | 12 | 4.40% | 4.50% |
| 24 | 4.07% | 4.15% | |
| 36 | 4.02% | 4.10% | |
| 48 | 3.87% | 3.95% | |
| 60 | 3.87% | 3.95% |
The annual percentage yield, the annual percentage yield earned, and the dividend rates are rounded to the nearest one-hundredth of one percentage point (.01%) and expressed to two decimal places. Examples of this rounding are an annual percentage yield calculated to be 5.644%, rounded down and shown as 5.64%; 5.645% would be rounded up and disclosed as 5.65%.
IRA/Roth Share Certificates are not offered for terms of less than six months.Lending rates shown are "as low as." Rates are subject to change without notice.
1 Dividends will be compounded daily and will be credited to your account every month. Rates are not guaranteed and are subject to change without notice.
2 APY = Annual Percentage Yield. Rates are variable and may change after the account is opened. Fees may reduce earnings.
3 You are required to maintain a minimum balance of $25.00 in your Primary Share Savings account to keep your membership active and maintain other accounts.
4 You must maintain a minimum balance of $25 in your Primary Share Savings account to maintain your accounts. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed dividends.
5 You must maintain a minimum balance of $25 in your Primary Share Savings account to maintain your accounts. This account does not earn dividends.
6 You must maintain a minimum balance of $25 in your Primary Share Savings account to maintain your accounts. Dividend rate applies to balances up to and including $1000.00. Balances of $1,000.01 and above will earn the same dividend rate as our Primary Share Savings account.
7 Fees may reduce earnings. All certificates are subject to an early withdrawal penalty. Dividends will be compounded daily and will be credited to your account monthly.
8 APY = Annual Percentage Yield. All certificates are subject to an early withdrawal penalty. Fees may reduce earnings. Rate subject to change without notice.
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