March 17, 2022 - Spectrum Credit Union

As the days get longer and we say goodbye to winter, a lot of us greet the new season with a natural penchant for some spring cleaning.

6 Self-Care Ideas for the Holiday Season

December 15, 2021 - Spectrum Credit Union

Feeling a little like comfort and joy are in short supply right now? You’re not alone. This year provided plenty of challenges for everyone.

Why Consider Refinancing Your Auto Loan?

October 5, 2021 - Spectrum Credit Union

If you purchased and financed a vehicle within the last year or so, you know it...

What is Inflation, and is It Happening Now?

August 20, 2021 - Spectrum Credit Union

Have you noticed that Uber fares have shot up? Or that your weekly grocery run now costs more than what you budget? You’re not imagining things.

Personal Line of Credit or Personal Loan: Which One Should You Choose?

August 13, 2021 - Spectrum Credit Union

Did you know? According to a biennial survey by the Federal Deposit Insurance ...

When to Use Your Debit Card vs. Your Credit Card

July 15, 2021 - Spectrum Credit Union

Debit cards and credit cards are convenient and easy ways to pay, so it’s no surprise...

Get a Fresh Start by Paying old Debt

December 30, 2020 - Balance

Paying a credit card or loan in good standing is a pretty simple task; you just go online or send a check to the address on your statements. However, if you have older bills...

Stop! Can you REALLY Afford That?

December 30, 2020 - Balance

Don’t buy what you can’t afford. Simple, right? Well, sort of. While restricting spending to the finite boundary of a paycheck is the foundation of sound money management...

The True Price of Credit: How Much Are you Really Paying?

December 30, 2020 - Balance

Buying with plastic can cost you little or plenty, depending on how you use it. Knowing the true price of credit before you charge can save countless dollars and hours of...

Know Your Rights When It Comes to Debt Collection

December 30, 2020 - Balance

The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debt and it’s enforced by...

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