New Digital Banking User

To get started, create your Username and Password.


Option 1: Online

  • Go to the home page at
  • In the Online Banking box, enter your Member Number in the Username space and your Social Security Number in the Password space
  • Follow the prompts


Option 2: Mobile

  • Download our Mobile Banking app
  • Tap “Sign Up”
  • Enter your Member Number in the top space and your Social Security Number in the bottom space
  • Follow the prompts

Locating your Member Number

For many members, your Member Number consists of the last whole number in the sequence. If you became a part of the Credit Union through a merger, your Member Number may start with two whole numbers followed by two zeroes and more whole numbers.

Online Banking

Log into Online Banking and click on the eStatement section. (If you have not yet signed up for eStatements, you will need to confirm your email address and agree to the terms first.) Your Member Number is in the left-hand column labeled Account Number. 

You can also find your Member Number in Online Banking by selecting your Primary Share Savings and then selecting Account Details. Once you click on Account Details, you will see your Member Number on the MICR line. 

By phone
If you have not yet created your Online Banking account and you do not know your Member Number, give us a call at 800-782-8782. For those outside the U.S., please call 510-251-6000.

Ready to become a member? Let’s get started.

If you’re eligible for membership, we’re ready to hear from you. Not sure if you’re eligible? You can check if you qualify here.

Why join Spectrum Credit Union? Learn more.

From everyday finance to life’s big money moments, it’s better when you belong.